How to Endorse a US Personal Check to Deposit to United States Bank Account如何赞同美国的个人支票存款，以美国的银行帐户
A lot of bloggers or webmasters use United States based advertising network to很多博客或网站管理员使用美国基于广告联播网，以 earn extra revenue赚取额外收入 from blogs or websites.从博客或网站。 Some of the ads companies pay via electronic method using payment gateway such as Paypal or direct deposit, while some others, such as AdBrite and Tribal Fusion, pay by check only, especially to non-US international publishers.一些广告公司支付通过电子方法使用支付网关，例如PayPal或直接存款，而另一些，如adbrite和部落的融合，用支票付款只，特别是对非美国际出版商。
Depositing a US and non-local personal check on a local bank normally incurs huge commissions and clearing fees.存入美国和非本地个人支票在一间本地银行通常招致巨额佣金及结算费用。 Thus, for publishers who have a US bank account, it’s possible to mail the check with just a cheap postage stamp to deposit into a USA-based bank account, without any clearing fee or commission charges.因此，对于出版商谁拥有美国的银行帐户，这有可能给邮件检查，只需廉价的邮票，以存款为一个美国为基础的银行帐户，没有任何结算手续费或佣金。 Beside, the money value of the check will be credited into account within a day or two of receiving of check by bank, contrary to international clearing time which may takes a month or longer when deposit into a local bank.旁边，这笔钱的价值，检查将存入帐户内的一或两天内接受检查，由银行，违反了国际结算的时间可能需要一个月或更长的时，存款到一家本地银行。
To deposit a check into US bank account, or to cash or transfer a check made payable to you so that it can be cashed by another person, the check has to be endorsed, or ’signed’.存款支票到美国银行帐户，或以现金或转让支票支付给你，以便它能够兑现由另一人，检查已被批准，或'签名' 。 If you look at the back of the cheque, there is an endorsement area marked at the back of the check, along the short edge on the side which bounded by statements of “Endorse Here” on the top, and “Do Not Write, Stamp or Sign Below This Line”.如果你看看后面的支票，有一个背书面积显着，在后面的检查，沿短边对的一方范围内报表“赞同在这里”对顶端，及“不写，邮票或登录下面这条线“ 。 So how would you endorse a check?所以，你会如何通过检查？ Proper endorsement of the check is important so that the check won’t be returned.通过适当的检查是很重要的，使该检查将不予退还。
To endorse the personal check, follow these steps:通过个人支票，请按照下列步骤：
- Turn to the back of the check, and locate the endorsement area with a few lines or blank space.轮到后面的检查，并找到签注的地区，几行或空白。 Normally you have to turn the check 90 degrees so that the check sit vertically in order to sign the endorsement.通常你必须把检查90度，使检查静坐垂直，以便签署背书。 There should be a line saying Do Not Write, Stamp or Sign Below This Line .应该有一条线说， 不写，邮票或注册下面这条线 。 All endorsement singed must be above this line.所有通过烧毛必须是上述这条线。
- There are a few ways or types of endorsements which are listed below.有一些方法或类型的签注是列在了下面。
Blank Endorsement 空白背书
Blank endorsement allows everyone and anyone to cash the check, so do not endorse the check with blank endorsement until you’re at the bank personally to cash or deposit it.空白背书，让每一个人和任何人以现金支票，所以并不同意检查与空白背书，直到您在银行亲自现金或存款。 To endorse the check blankly, sign your name the same way it appears on the front of the check as “Pay To” name.通过检查面无表情，签署您的姓名相同的方式出现在前面的检查，作为“付费”的名称。 For example,举例来说，
ENDORSE CHECK HERE 通过检查在这里
William John威廉约翰Restricted or Restrictive Endorsement 限制或限制性背书
Restricted endorsement is safer method to endorse a check and should be used whenever possible, especially if you mail the check over to the bank for depositing.限制背书是安全的方法，通过检查，并应尽可能使用，特别是如果你邮寄支票到银行存款。 To place a restricted endorsement, write For Deposit Only or For Deposit to Account Number , and then sign your name underneath, and optionally, account number.把有限制背书，写为存款的唯一或存款帐户号码 ，然后登录您的姓名下方，并选择性地，帐户号码。 Check endorsed restrictedly can only be deposited to your bank account.检查赞同restrictedly只能存入您的银行帐户。 If you write “For Deposit Only”, account number is not necessary in order to protect your privacy.如果您写“存款只有” ，帐户号码是没有必要的，以便保护您的隐私。 For example,举例来说，
ENDORSE CHECK HERE 通过检查在这里
For Deposit Only存款只
William John威廉约翰Special Transfer Endorsement 专项转移背书
If you want to transfer or sign over the check to someone else or third party person who can then cash or deposit the check, write Pay to the Order Of, then print the the name of the person who will be receiving the check (who you’re going to give the check to) underneath, and then sign your name underneath on the third line.如果你想转让或注册超过支票给其他人或第三党的人谁可以，然后以现金或存款支票，写支付秩序，然后打印该人的姓名谁将会接受检查（谁你'重新去给检查）下，然后签署您的姓名下对第三行。 For example,举例来说，
ENDORSE CHECK HERE 通过检查在这里
Pay to the Order Of支付秩序
Samantha Jones莎曼珊琼斯
William John威廉约翰The third party person can then endorse the check by signing his or her name below your signature.第三党的人便可以通过检查，签署了他或她的名字下面您的签名。
After endorsement, the check can be cashed over the counter, deposited into bank account or transfered to the other people.通过后，检查可以兑现超过柜台，存入银行帐户或转移到其他人。
IMPORTANT : You're reading a machine translated page which is provided "as is" without warranty. 重要说明：您正在阅读的机器翻译网页是“按原样”提供的担保。 Unlike human translation, machine translation does not understand the grammar, semantics, syntax, idioms of natural language, thus often produce inaccurate and low quality text which is misleading and incomprehensible.不像人类翻译，机器翻译不明白的语法，语义，语法，成语自然语言，因此，往往产生不准确的和低品质的文字，是具误导性的和难以理解的。 Thus, please refer to因此，请参阅 original English article原来的英语文章 when in doubt.有疑问时。
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July 2nd, 2008 03:57 2008年7月2日03:57
Very useful tip.非常有用的提示。 Thank you!谢谢您！