Get Free $25 or More Money Refund (No Hack Required) from Credit Card Foreign Currency Conversion Fee Settlement獲得免費的25元或更多的錢退還（不開刀所需的）由信用卡，外幣轉換費用結算
Well, ok, it’s not好，好，這不是 free自由的 actually.實際上。 That’s the money that you have paid to the oligopolies in credit cards industry.這錢你支付給寡頭壟斷，在信用卡業。 But if you had traveled overseas to international destinations and used your credit card, or have made any foreign transaction (either purchase, cash advance, cash withdrawal, online Internet transaction and any other transactions including non-US ATMs and foreign merchants in US) in a foreign currency (or US dollar with additional amount charged for foreign merchant) on a United State-issued Visa-, MasterCard- or Diners Club-branded credit, charge, debit or ATM card at any time from February 1, 1996 to November 8, 2006, then you can claim some refund of money that you had paid without knowing from your issuing banks and credit card payment processors.但如果你曾走過的海外國際目的地和使用您的信用卡，或作出任何外國的交易（無論是購買，預借現金，現金提款，在線網上交易和任何其他交易，包括非美國自動櫃員機及外商在美國）在外幣（或美元的額外收取為外商）對一個統一的國家發行的免簽證，萬事達卡或diners俱樂部品牌信貸，收費，借記卡或提款卡在任何時間，從1996年2月1日至11月8日2006年，那麼你可以要求退款一些錢，你支付了不知道從您的發卡銀行及信用卡付款處理器。
The refund claim is part of class action lawsuit that leads to Currency Conversion Fee Antitrust Litigation (MDL 1409) settlement.退款索賠的一部分，集體訴訟，導致貨幣轉換費的反壟斷訴訟（ MDL公司1409年）解決。 The lawsuit alleged that cardholders of Visa-, MasterCard-, or Diners Club-branded payment cards were charged inflated price to make transactions in a foreign currency, or with a foreign merchant, between February 1, 1996 and November 8, 2006.訴狀指稱，持卡人免簽證，萬事達卡，或diners俱樂部品牌的支付卡被落案起訴膨脹，價格，使交易的外幣，或與外商之間， 1996年2月1日和2006年11月8日。 During the period, credit card companies conspired to set and conceal fees, typically of 1-3% of foreign transactions, and inflated their base exchange rates before applying these fees.在此期間，信用卡公司串謀設置和隱藏的費用，通常是1-3 ％的外國交易，並誇大其相應的匯率，然後再應用這些費用。
A settlement has been reached on the lawsuit regarding these unlawfully charged foreign currency conversion fee, with credit card companies tentatively agree to pay $336 millions to settle claims and pay attorney fees.解決已經達成了關於訴訟有關這些非法收取的外幣轉換費，與信用卡公司初步同意支付336美元百萬理賠和支付律師費。 So if you’re one of the affected and a member of the Settlement Damages Class (only US issued credit card and primary card holder is eligible beside actually spent some money in foreign currency or foreign merchant in US with undisclosed fee), do claim your free money, which starts from $25 minimum.因此，如果您是其中之一，受影響的一員，解決損害賠償類（只有美國發行的信用卡和主卡持有人是合資格的旁邊，其實花了一些錢，在外國貨幣或外國商船在美國與保密的服務費用） ，做您的索賠免費的錢，開始由25元減至最低。 The claim submission has opened since late 2007, and deadline to file such claim is on May 31st, 2008 .索賠的意見書已開放自2007年年底，並以文件的截止日期此類索賠要求是對2008年5月31日 。
There are有 3 refund options三退款選項 : ：
Refund Option 1退款備選案文1 - Request an Easy Refund of $25. -請求一件容易的退款2 5元。 This Option is recommended if you traveled outside of the US for less than one week or had foreign transactions of less than $2,500 using your eligible cards during the 1996 to 2006 period.這個方案是建議，如果您搭乘美國以外的不到一周或有國外交易少於$ 2500使用您的合資格卡在1996年至2006年期間。 (Green Form) （綠表）
Refund Option 2退款備選案文2 - Request a Total Estimation Refund based on typical spending during travel and your answers to a few questions about your own travel outside of the US This Option is recommended if you traveled outside of the US for more than one week or had foreign transactions of more than $2,500 using your eligible cards during the 1996 to 2006 period. -要求一個總的估計退款的基礎上典型的開支，旅行期間和您的回答幾個問題，關於您自己的旅行美國以外的這個方案是建議，如果你出過國，到了國外的美國一個多星期或有外國的交易多二千五美元使用您的合資格卡在1996年至2006年期間。 Refunds will be a maximum of 1% of estimated foreign transactions.退款將是一個最高的1 ％ ，估計外國的交易。 (Blue Form) （藍色表格）
Refund Option 3退款方案3 - Request a refund based on information that you provide concerning your Annual Estimated foreign transactions during the 1996 to 2006 period. -要求退款的基礎上您提供的資料，關於您的估計，每年國外交易在1 996年至2 006年期間。 This Option is recommended if you had extensive foreign travel or foreign transactions and are willing to provide year-by-year information.這個方案是建議，如果您進行了廣泛的國外旅行或外國的交易，並願意提供每年的信息。 Refunds will be a maximum of 1% to 3% of foreign transactions.退款將是一個最高的1 ％至3 ％的外國交易。 This is the only Option you can use to get a refund for corporate card use.這是唯一的選項，您可以使用，以獲得退款企業卡使用。 (Red Form) （紅色表格）
Most people who actually did travel internationally for business or leisure will probably went more than one week and spent more than $2,500 for the long whole ten years period set in the settlement.大多數人究竟是誰沒有為國際旅行的商務或休閒可能會到一個多星期，並用了超過$ 2500 ，為長遠整個十年內，在解決。 If you choose Option 1, then it’s definitely a free and fast easy money of 25 bucks, although it’sa tiny amount in today’s standard.如果您選擇選項1 ，那麼這肯定是一個自由和快速輕鬆賺錢的25雄鹿隊，雖然這是微小的數額在今日的標準。 It’s unclear if Option 2 requires any documentations or records audit, but you have to submit an estimate of how much time you spent overseas and whether it’s business or vacation travel.現在尚不清楚，如果選擇2款規定的任何文件或記錄的審計，但你必須提交一份估計多少時間，您花了海外，以及是否的業務或休假旅行。 If success, the claim amount will be 1% of the estimated costs of this travel, as determined by the settlement administrator.如果成功，索賠數額將1 ％的成本，估計本旅行，所確定的解決管理員。 Option 2 is a good choice as if you’re eligible, as you will likely still receive the minimum $25 dollar free money.方案2是一種很好的選擇，因為如果您符合資格，您可能會仍然收到的最低25元，港元自由的錢。 But Option 3 will have higher chance of been audited and required to provide transaction records and documentation.但方案3將有較高的機會被審計，並要求提供交易記錄和文件。
More information on更多信息 ccfsettlement.com and read the並詳細閱讀 FAQs常見問題解答 . 。
IMPORTANT : You're reading a machine translated page which is provided "as is" without warranty. 重要說明：您正在閱讀的機器翻譯網頁是“按原樣”提供的擔保。 Unlike human translation, machine translation does not understand the grammar, semantics, syntax, idioms of natural language, thus often produce inaccurate and low quality text which is misleading and incomprehensible.不像人類翻譯，機器翻譯不明白的語法，語義，語法，成語自然語言，因此，往往產生不準確的和低品質的文字，是具誤導性的和難以理解的。 Thus, please refer to因此，請參閱 original English article原來的英語文章 when in doubt.有疑問時。
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