Get Free $25 or More Money Refund (No Hack Required) from Credit Card Foreign Currency Conversion Fee Settlement获得免费25美元或更多的钱退还（不砍需要）从信用卡的外币转换费解决
Well, ok, it’s not嗯，没关系，这不是 free自由的 actually.实际上。 That’s the money that you have paid to the oligopolies in credit cards industry.这是钱，你付出的寡头垄断在信用卡行业。 But if you had traveled overseas to international destinations and used your credit card, or have made any foreign transaction (either purchase, cash advance, cash withdrawal, online Internet transaction and any other transactions including non-US ATMs and foreign merchants in US) in a foreign currency (or US dollar with additional amount charged for foreign merchant) on a United State-issued Visa-, MasterCard- or Diners Club-branded credit, charge, debit or ATM card at any time from February 1, 1996 to November 8, 2006, then you can claim some refund of money that you had paid without knowing from your issuing banks and credit card payment processors.但是，如果你有出国的国际航线和使用您的信用卡，或已取得任何外国交易（或者购买，预借现金，现金撤出，互联网网上交易和任何其他交易，包括非美台自动取款机和外国商人在美国）外币（美元或更多的数额收取外国商船）在美国发行的签证，万事达卡或大莱卡品牌的信贷，收费，借记卡或提款卡在任何时间从2月1 1996年11月8日2006年，那么你可以要求退还一些钱，你支付了不知道从您的发卡银行和信用卡付款处理。
The refund claim is part of class action lawsuit that leads to Currency Conversion Fee Antitrust Litigation (MDL 1409) settlement.退款要求，是集体诉讼，导致货币转换费反垄断诉讼（军事分界线第1409 ）的解决办法。 The lawsuit alleged that cardholders of Visa-, MasterCard-, or Diners Club-branded payment cards were charged inflated price to make transactions in a foreign currency, or with a foreign merchant, between February 1, 1996 and November 8, 2006.诉状称，持卡人的签证，万事达卡，或大莱卡品牌的支付卡被指控虚报价格，使交易的外币，或与外国商人之间， 1996年2月1号和11月8日， 2006年。 During the period, credit card companies conspired to set and conceal fees, typically of 1-3% of foreign transactions, and inflated their base exchange rates before applying these fees.在此期间，信用卡公司合谋，以制定和隐藏费用，通常的1-3 ％的外国交易，并夸大其基准汇率，然后再应用这些费用。
A settlement has been reached on the lawsuit regarding these unlawfully charged foreign currency conversion fee, with credit card companies tentatively agree to pay $336 millions to settle claims and pay attorney fees.一项解决已达成的诉讼就这些非法收取的外币转换费，与信用卡公司初步同意支付数百万三百三十六美元理赔，并支付律师费。 So if you’re one of the affected and a member of the Settlement Damages Class (only US issued credit card and primary card holder is eligible beside actually spent some money in foreign currency or foreign merchant in US with undisclosed fee), do claim your free money, which starts from $25 minimum.因此，如果您也是其中之一受影响的成员和解决损害赔偿类（仅美国发行的信用卡和主卡持有人有资格旁边的实际支出一些钱，外币或外国商船在美国的秘密费） ，不要求你免费的钱，从25美元的最低水平。 The claim submission has opened since late 2007, and deadline to file such claim is on May 31st, 2008 .索赔提交已开放自2007年下半年，并限期提出此类索赔要求是08年5月31日 。
There are有 3 refund options第3退款办法 : ：
Refund Option 1退款选项1 - Request an Easy Refund of $25. -请求轻松退款2 5元。 This Option is recommended if you traveled outside of the US for less than one week or had foreign transactions of less than $2,500 using your eligible cards during the 1996 to 2006 period.此选项是建议如果你去美国境外的不到一个星期，或外国的交易不到$ 2500使用您的资格证在2096至06年期间。 (Green Form) （绿表）
Refund Option 2退款选项2 - Request a Total Estimation Refund based on typical spending during travel and your answers to a few questions about your own travel outside of the US This Option is recommended if you traveled outside of the US for more than one week or had foreign transactions of more than $2,500 using your eligible cards during the 1996 to 2006 period. -要求退款总额估计的基础上典型的开支和在旅行中您回答了几个问题你自己的旅行，在美国之外的这个选项建议如果你去美国境外的一个多星期或有外国的交易超过$ 2500使用您的资格证在1996至2006年期间。 Refunds will be a maximum of 1% of estimated foreign transactions.退款将是最高的1 ％ ，估计外国的交易。 (Blue Form) （蓝表）
Refund Option 3退款选项3 - Request a refund based on information that you provide concerning your Annual Estimated foreign transactions during the 1996 to 2006 period. -要求退款信息的基础上，您提供有关您的年度估计国外交易在1 996至2 006年期间。 This Option is recommended if you had extensive foreign travel or foreign transactions and are willing to provide year-by-year information.此选项是建议如果你有广泛的国外旅行或外国的交易，并愿意提供逐年信息。 Refunds will be a maximum of 1% to 3% of foreign transactions.退款将是最高的1 ％至3 ％的外国交易。 This is the only Option you can use to get a refund for corporate card use.这是唯一选项，您可以使用获得退款公司卡使用。 (Red Form) （红色表格）
Most people who actually did travel internationally for business or leisure will probably went more than one week and spent more than $2,500 for the long whole ten years period set in the settlement.大多数人谁实际没有国际旅行的商务和休闲可能会去一个多星期，并花费超过$ 2500为长期整个十年期间确定的解决办法。 If you choose Option 1, then it’s definitely a free and fast easy money of 25 bucks, although it’sa tiny amount in today’s standard.如果您选择选项1 ，那么它肯定是一个自由和快速轻松赚钱的25美元，虽然这是少量在今天的标准。 It’s unclear if Option 2 requires any documentations or records audit, but you have to submit an estimate of how much time you spent overseas and whether it’s business or vacation travel.目前还不清楚，如果选择2需要的任何文件或记录的审计，但你必须提交的估计多少时间您花了海外，无论是商务或度假旅行。 If success, the claim amount will be 1% of the estimated costs of this travel, as determined by the settlement administrator.如果成功，索赔金额将1 ％的费用估计这个旅行，所确定的解决管理员。 Option 2 is a good choice as if you’re eligible, as you will likely still receive the minimum $25 dollar free money.选择2是一个很好的选择，如果您有资格，因为您可能会仍收到25美元的最低美元免费的钱。 But Option 3 will have higher chance of been audited and required to provide transaction records and documentation.但是，选择3将有更高的机会了审计，并要求提供交易记录和文件。
More information on更多信息 ccfsettlement.com and read the和阅读 FAQs常见问题 . 。
IMPORTANT : You're reading a machine translated page which is provided "as is" without warranty. 重要：您正在阅读的机器翻译网页这是“原样”提供，无保修。 Unlike human translation, machine translation does not understand the grammar, semantics, syntax, idioms of natural language, thus often produce inaccurate and low quality text which is misleading and incomprehensible.不同人的翻译，机器翻译不明白的语法，语义，句法，成语自然语言，因此，往往产生不准确，低质量的文字这是误导和费解。 Thus, please refer to因此，请参阅 original English article英文原文的文章 when in doubt.当怀疑。
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